professional liability insurance program mental health practitioners
 

NEW HAMPSHIRE Professional Liability
Insurance Rates

• Rates valid for Licensed Psychologists in
  New Hampshire Only

Limits of Liability and Regulatory Defense Amount
$ 3,000,000
   AGGREGATE LIMIT
$ 1,000,000
   EACH WRONGFUL ACT LIMIT
$ 1,000,000
   EACH OCCURRENCE LIMIT – PREMISES LIABILITY
$ 25,000
   SEXUAL MISCONDUCT AGGREGATE LIMIT
$ 5,000
  REGULATORY DEFENSE AMOUNT

Premium Rates and Information

To determine the cost of insurance for individual practitioners, please follow these 3 easy steps:

STEP 1: Determine the category you fall into.

CATEGORIES: Be sure to select the category that best represents your estimated number of ANNUAL client visits. See examples at right to assist you in calculating your visits.
Category 1

250 OR FEWER ANNUAL CLIENT VISITS
(Average of 5 or fewer visits per week)
Category 2

MORE THAN 250 BUT LESS THAN 750 ANNUAL CLIENT VISITS
(Average of 6-14 visits per week)
Category 3

750 OR MORE ANNUAL CLIENT VISITS
(Average of 15 or more visits per week)


STEP 2: Rates

Find your category and then find the rate that applies to you.

 

CATEGORY

LICENSED PSYCHOLOGISTS

PhD, PsyD, EdD

 1

 $475.00

 2

 $750.00

 3

 $900.00

If you have had a complaint or claim filed against you, your cost may be higher.
For premiums of $250.00 or more, you can pay 50% of the total premium with the application. The balance is due 30 days from the effective date of the policy. We reserve the right to process checks electronically by transmitting the amount of the check, routing number, account number and check serial number to your financial institution.
professional liability insurance program mental health practitioners
Rockport Insurance Associates
   

New Hampshire
Groups of Licensed Psychologists

Professional liability insurance coverage is available for groups of licensed psychologists in New Hampshire.
For a quote of premium, call us
Toll Free at 1-800-423-5344 or email us.
IMPORTANT:

Medical Services Excluded in New Hampshire

All medical services, including the furnishing or dispensing of drugs, are specifically excluded from any policy that is issued. Please refer to Exclusions, Item "C," on page 2 of 7 in the specimen policy. If you have prescription privileges, do not apply as you will not be properly covered should a policy be issued to you.



 

STEP 3: Add Other Charges: (if applicable)

ADDITIONAL INSUREDS:
Additional Insureds (for example - Psychological Counseling, Inc.) may be added to your policy when you have a contractual obligation to include them as such. The cost for each additional insured is:

$ 100.00
 EACH

INDEPENDENT CONTRACTORS AND/OR SUPERVISEES:
If you provide a 1099 tax form to any independent contractors and/or if you supervise anyone whose services are in the mental health field, then the charge below must be paid for each one. The cost is:

$ 50.00 FOR EACH CONTRACTOR AND/OR SUPERVISEE

They will not be insured under your policy but you will be protected, subject to the terms and conditions in the policy (if issued), for a covered event because of their actions. They must carry their own professional liability.

PRIOR ACTS COVERAGE:
To obtain this coverage, you must have a current "claims made" policy in your name that has not expired. The additional NON - REFUNDABLE PREMIUM (due in full) is:

Up to 1 year back 50% of the total premium selected above

1 to 2 years back 75% of the total premium selected above

2 to 3 years back 90% of the total premium selected above

3 to 4 years back 100% of the total premium selected above

4 to 5 years back 105% of the total premium selected above

This information is for descriptive purposes only. The exact coverage is subject to the terms, conditions and exclusions of the policy issued.
 
Rockport Insurance Associates
P.O. Box 1809
Rockport, Texas 78381-1809
Phone: 361-790-9043
Fax: 361-790-9754
Toll Free: 1-800-423-5344
Info@rockportinsurance.com

Call for personal service.
8:00 am to 4:30 pm CST
Monday to Friday.
 
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